https://journal.afebi.org/index.php/aifer <p align="justify">AFEBI Islamic Finance And Economic Review (AIFER) <strong><a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1479460965&amp;1&amp;&amp;" target="_blank" rel="noopener">P-ISSN: 2548-5288</a> <a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1479693636&amp;1&amp;&amp;" target="_blank" rel="noopener">E-ISSN: 2548-5296</a></strong> is an academic journal which is published twice a year (June and December) by The Association of The Faculty of Economics and Business Indonesia. AIFER is aimed as an outlet for theoretical and empirical research in the field of Islamic Finance and Economics and to disseminate the information of the Islamic Finance and Economics research was conducted by members of AFEBI in particular and researchers in general to the academics, practitioners, students, and others who interested in Islamic Finance and Economics research.</p> Asosiasi Fakultas Ekonomi dan Bisnis Indonesia en-US AFEBI Islamic Finance and Economic Review 2548-5288 Authors who publish with this journal agree to the following terms:<br /><br />Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a <a href="https://creativecommons.org/licenses/by/4.0/">Creative Commons Attribution License</a> that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.<br /><br />Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.<br /><br />Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See <a href="http://opcit.eprints.org/oacitation-biblio.html" target="_new">The Effect of Open Access</a>). https://journal.afebi.org/index.php/aifer/article/view/983 <p><em>This study investigates the effects of capital, labor, education, and e-commerce on the income of micro, small, and medium-sized enterprises (MSMEs) in the culinary sector of Semarang City, Indonesia. Utilizing a quantitative approach, primary data were gathered through surveys of culinary MSME owners using structured questionnaires. Multiple linear regression analysis was employed to examine the individual and joint influence of the selected variables on income. The findings reveal that capital, labor, education, and e-commerce each have a significant and positive effect on MSME income. Collectively, these variables account for 71.3% of the variation in income, highlighting their critical role in enhancing business performance. The study underscores the importance of optimizing internal business factors to boost productivity, competitiveness, and earnings within the culinary MSME sector.</em></p> <p><strong><em>Keywords: </em></strong><em>MSME income, capital, labor, education, e-commerce, culinary business.</em></p> Alysa Dwi Wulandari Fitrie Arianti Copyright (c) 2025 AFEBI Islamic Finance and Economic Review 2025-06-30 2025-06-30 10 1 1 12