https://journal.afebi.org/index.php/aifer/issue/feed 2025-07-09T08:03:38+00:00 AFEBI Islamic Finance and Economic Review aifer@journal.afebi.org Open Journal Systems <p align="justify">AFEBI Islamic Finance And Economic Review (AIFER) <strong><a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1479460965&amp;1&amp;&amp;" target="_blank" rel="noopener">P-ISSN: 2548-5288</a> <a href="http://issn.pdii.lipi.go.id/issn.cgi?daftar&amp;1479693636&amp;1&amp;&amp;" target="_blank" rel="noopener">E-ISSN: 2548-5296</a></strong> is an academic journal which is published twice a year (June and December) by The Association of The Faculty of Economics and Business Indonesia. AIFER is aimed as an outlet for theoretical and empirical research in the field of Islamic Finance and Economics and to disseminate the information of the Islamic Finance and Economics research was conducted by members of AFEBI in particular and researchers in general to the academics, practitioners, students, and others who interested in Islamic Finance and Economics research.</p> https://journal.afebi.org/index.php/aifer/article/view/983 2025-07-09T08:03:38+00:00 Alysa Dwi Wulandari alysa@gmail.com Fitrie Arianti fitriearianti@lecturer.undip.ac.id

<p><em>This study investigates the effects of capital, labor, education, and e-commerce on the income of micro, small, and medium-sized enterprises (MSMEs) in the culinary sector of Semarang City, Indonesia. Utilizing a quantitative approach, primary data were gathered through surveys of culinary MSME owners using structured questionnaires. Multiple linear regression analysis was employed to examine the individual and joint influence of the selected variables on income. The findings reveal that capital, labor, education, and e-commerce each have a significant and positive effect on MSME income. Collectively, these variables account for 71.3% of the variation in income, highlighting their critical role in enhancing business performance. The study underscores the importance of optimizing internal business factors to boost productivity, competitiveness, and earnings within the culinary MSME sector.</em></p> <p><strong><em>Keywords: </em></strong><em>MSME income, capital, labor, education, e-commerce, culinary business.</em></p>

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