EFISIENSI PEMBIAYAAN BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) DI JAWA TIMUR PERIODE 2014-2017. ANALISIS DENGAN METODE DEA (CRS,VRS, dan Skala)
DOI:
https://doi.org/10.47312/aifer.v3i01.251Abstract
This research aimed to find out the efficiency level of financing of Islamic Rural Bak in East Java. Input variables used were the rights of third party on profit sharing and PPAP cost, while output variable used was main operational income. Method used to measure efficiency level was Data Envelopment Analysis (DEA) with the assumption of Variable Return to Scale and the input and output orientations. The measurement of efficiency value with VRS assumption resulted three efficiency values, which are Technical Efficiency (VRS), Economic Efficiency (CRS), and Scale Efficiency. Then, these three values were analyzed further to get to know the source of inefficiency of financing in inefficient Islamic Rural Bank.
Keywords: BPRS, Data Envelopment Analysis (DEA)Efficiency, FinancingDownloads
References
Bastian, I., & Suhardjono. (2006). Akuntansi Perbankan. Jakarta: Penerbit Salemba Empat.
Cooper, W. W, et.al. (2011). Handbook on Data Envelopment Analysis. International Series in Operations Research and Management Science, Vol.124: Chapter 1 (http://www.springer. com).
Kamaruddin, B. H, et.al. (2008). Assesing Production Efficiency of Islamic Banks and Conventional Bank Islamic Windows in Malaysia. International Journal of Business and Management Science, 1(1), 31-48.
Moussawi, C. E. L., & Obeid, H. (2011). Evaluating the Productive Efficiency of Islamic Banking in GCC: A Non-Parametric Approach. International Management Review, 7(1), 10-21.
Maryati, S. (2014). Peran Bank Pembiayaan Rakyat Syariah dalam Pengembangan UMKM dan Agribisnis Pedesaan di Sumatera Barat, 3(1), 2-3.
Downloads
Published
Issue
Section
License
Authors who publish with this journal agree to the following terms:Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).