Model Management Zakat Productive for Mustahik Empowerment (Case Study: Rumah Amal Salman ITB and DPU Daarut Tauhid, Bandung, Indonesia)
DOI:
https://doi.org/10.47312/aifer.v2i02.114Abstract
There are various ways to reduce poverty, one through the distribution of zakat funds for economic empowerment of the poor. The distribution of zakat funds require Institute Amil Zakat (LAZ) are professional and focus on the allocation of zakat funds to productive sectors. By based on financial inclusion, LAZ has function as mediator between the one who gave zakat funds (muzzaki) with the one who received zakat funds (mustahik) hopefully can be an institution which increase productivity of mustahik
Analythic-method descriptive and comparation are used to seen the efeciency of funds management model which come from zakat to poor people by microfinance institution by applied local culture approach as basis connection between microfinance and their client. Survey of field did based on purposive smpling to the amount of microfinance which based on akat, infaq, and shodaqoh (LAZ) were ini Bandung city such as LAZ Rumah Amal Salman and DPU Daarut Tauhid. As a basic for assessment the efectivity channelization microfinance service by use result chain methods that can described the achievement of success through input – output – outcome stages.
The result of research showed that local culture has big influence against the achievement from these two microfinance. Coaching and mentoring activities provision values of akhlak became local cultural traits in LAZ Rumah Amal Salman ITB, able to creates independent mustahik and has akhlakul karimah. Meanwhile, in DPU Daarut Tauhid adaptation with local culture made trhough facilitation and business choacing to all mustahik has increase their confidence at beginner stemming from poor society groups. In addition, DPU Daarut Tauhid also do review an evaluation to all mustahik to control mustahik hearts leverage the capital that has given, so that the program can realize the aim to produce zakat productive.
Keywords: Institute Amil Zakat, Local Culture, Zakat Produktif
Downloads
References
Antonio, M. S. (2011). Bank Syariah dari Teori ke Praktik. Jakarta: Gema Insani.
DPU Daarut Tauhid. (2015). Laporan Zakat Nasional 2011-2015.
Ferretti, J., Guske, A.L., Jacob, K., & Quitzow, R. (2012). Trade and the Environment. Frameworks and Methods for Impact Assessment. FFU-Report 05_2012. Retrieved from: www.polsoz.fu-berlin.de/polwiss/forschung/systeme/ffu/publikationen/2012/ferretti_guske_jacob_quitzow_ffu_report_2012_05_trade_and_the_environment/index.html
Hendri, N, et al. (2015). Analisis Model Pendayagunaan Dana Zakat Produktif dalam Pemberdayaan Masyarakat. Jurnal Akuisis, 11(2).
Maulana, R, et al. (2015). Optimalisasi Pendayagunaan Dana Zakat Produktif dalam Pemberdayaan Mustahik. Prosiding Keuangan dan Perbankan Syariah, Oktober 2015
OECD (Organisation for Economic Cooperation and Development) (2009). Managing for Development Results. Policy Brief March 2009, Paris. Retrieved from: www.oecd.org/development/aideffectiveness/42447575.pdf
The Champion Team Salman ITB. (2016). Zakat Criteria for Performance Exellence 2015-2016. Versi 1.0. Bandung
World Bank Institute. (2007). Module 2: Results Chain: The World Bank Group Yudomartono, Hilmiana, Kurniawan Saefullah, Imas Soemaryani, Asep Mulyana. Building An Inclusive Microfinance Model in Poverty Allevation: Integration Between Local Culture and Microfinance Institutions.
Downloads
Published
Issue
Section
License
Authors who publish with this journal agree to the following terms:Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
